"Local Investors' Dilemma" screamed the headlines of the NewsDay's business section on Tuesday, January 31. This story by Victoria Mtomba reported how popular investments like the stock and money markets are failling to give meaningful returns for small investors in Zimbabwe. On one hand the stock market is haunted by economy-wide liquidity constraints and indigenisation worries that are believed to cause the erosion of value as shares underperform. On the other the investment institutions are demanding a minimum investment requirement of US$10 000.00 which is too much for small investors . So how can these investors invest? What can be done about this ?